Worried You Have No Funeral Plans? What To Do

If you have recently lost a loved one and it has you realizing that you don't have anything prepared if something happened to you, then it's time to start planning. It doesn't matter if you are in your twenties or if you are elderly, it's important to have everything planned out.

If you have no idea where to start, you first want to find out if you plan on being buried or cremated, and what type of funeral services you want. Here are the things to do next.

Set a Budget

Set a budget for the arrangements. You want to decide how much you want to pay for funeral services, and how much you can afford to pay. You can either plan to pay this with cash, use a life insurance policy, or pay on it monthly if you find a funeral home that allows that. Once you set a budget you will see what options you have for coffins, headstones, embalming and more.

Find a Funeral Home

Call around to the different funeral homes in your area and make an appointment. Sit with the funeral home and look at their packages, and find what fits into your budget. Look around at each funeral homes facilities to see if you think that their location is somewhere you want people to both mourn and celebrate your life. Ask each funeral home if they do paid packages that allow you to get a set price.

Tour Burial Facilities

If you want to be buried at a cemetery, make sure you go and walk around to see what the area is like. If you are being cremated, you may still want to have your ashes put in a cemetery plot or a mausoleum.

Meet with a Lawyer

Meet with an estate planning lawyer so you can create a will if you don't have one, or so you can update your policy with your new wishes and what you want. You can also include payment information and expected costs.

If you don't have anything planned for when you pass, meet with a funeral home director so you can find out what goes into a funeral, what the costs are, and what you need to do to have everything arranged in advance. When you have everything planned out it makes it a lot easier for the people that are left behind as they try to deal with the loss.